Citizens Financial Group

Citizens Financial Group

Citizens Financial Group specializes in assisting you with your financial plan for the future.

Let Citizens Financial Group help you:

  • reach your retirement goals through comprehensive investment guidance
  • offer advice when it’s time to rollover your 401K
  • simplify and consolidate any retirement savings accounts you may have accumulated over the years
  • understand retirement plan distribution options and how they may affect your taxes (speak to your qualified tax advisor to discuss tax-related strategies).

Tom Lloyd

Vice President, Financial Advisor

Tim Czernek

Financial Advisor

Mobile App

Easy 24/7 access to your accounts is available via the AdviceWorks Client Portal Mobile App.

The AdviceWorks Client Access mobile app offers many of the same features available through AdviceWorks but from the conveninence of a mobile device. Once clients have registered for AdviceWorks, they may download the app from the Apple App Store or Google Play Store.

For up-to-date information on the Client Access and new features, see:

Citizens Financial Group is a marketing name of Cetera Investment Services LLC, member FINRA/SIPC. Securities and insurance products are offered through Cetera Investment Services LLC, member FINRA/SIPC. Advisory services offered through Cetera Investment Advisers LLC. Cetera firms are under separate ownership from any other named entity.

Please do not send confidential information when emailing Citizens Bank & Trust staff. 

Investment and Advisory Products and Services:

NOT FDIC INSURED
NOT A DEPOSIT
NOT GUARANTEED
MAY LOSE VALUE

Easy Access

Our Mobile Banking Services provide 24/7 access to your Citizens Bank & Trust accounts through your tablet or smartphone. This gives you the ability to conveniently pay your bills, check your balances, make transfers, deposit checks and much more while on the go.